Theta was founded in 1999 as a joint venture between UNiQUARE Software Consulting GmbH, an Austrian banking solutions provider, and a team of veteran bankers who envisioned an efficient, comprehensive, and value-adding credit system for banks.

Since its inception, Theta has pioneered loan origination workflows, partnering with major banks across ASEAN, Europe, and the U.S. to enhance and streamline loan origination processes, helping clients stay ahead of the market.