Hew How Fong oversees the technology direction, architecture, and technical skill development at Theta. With over 20 years of hands-on experience, he has played a key role in building large-scale, cutting-edge enterprise applications in wealth management and credit workflows for global Tier-1 banks.

Collaborating closely with leading banks across the region, How Fong is deeply involved in the full lifecycle of intellectual property development—from business and system requirements gathering to technical conceptualization, development, and commercialization. His work ensures that Theta remains agile and responsive to the evolving needs of digital banking.

He holds a First Class Honours Bachelor’s degree in Engineering from the University of Malaya and received an Honourable Mention in the Malaysia Mathematical Olympiad Competition.

Edwin Chua is a senior banking technology leader with deep domain expertise in Loan Origination Systems (LOS), credit underwriting, and banking operations across Corporate, Commercial, Retail, and SME segments. Prior to his current role as Chief Domain Officer, he served as Head of Business Analysis.

As Chief Domain Officer, Edwin drives and institutionalizes domain knowledge across Product Development, Services Delivery, and Sales to ensure Theta’s solutions remain relevant, competitive, and strategically aligned. He also serves as Product Owner for Theta’s product suite, overseeing the full product lifecycle from ideation and roadmap definition to launch, enhancement, and ongoing performance management.

Edwin works closely with cross-functional teams to translate banking business challenges into scalable, cost-effective product capabilities that minimize customization risk while maximizing client value. He has led functional architecture and solutioning initiatives for leading banks in the Philippines, Singapore, and Malaysia, aligning regulatory requirements, operational realities, and technology architecture into practical solutions.

He holds a Bachelor of Science (Hons) in Computing from the University of Portsmouth and certifications in Requirements Engineering, Software Testing, and Certified Scrum Product Owner (CSPO).

Ng Kok Seng is the Head of Business Analysis at Theta Service Partner, where he leads the Business Analyst department and drives the development of domain expertise and delivery capabilities across the organization.

He holds a Bachelor’s Degree in Actuarial Science from Universiti Tunku Abdul Rahman and joined the company in 2018. Since then, he has played an integral role in delivering banking system implementation projects for financial institutions, building deep expertise in the credit domain, particularly in retail lending.

In his current role, Kok Seng focuses on strengthening the Business Analysis practice, ensuring the retention and continuous development of credit domain knowledge within the team, while supporting the successful delivery of banking solutions to clients.

A home-grown leader within the organization, Kok Seng’s journey from Business Analyst to Head of Department reflects the company’s strong culture of developing internal talent and cultivating domain specialists to support its long-term growth.

Annie Tee brings over 30 years of experience in banking and financial services, with deep expertise in credit risk, loan origination, treasury, data warehousing, and wealth management. As a Domain Advisor at Theta, she provides strategic guidance and subject matter expertise, supporting the development and evolution of solutions that address the complex needs of financial institutions.

Annie contributes her extensive industry knowledge to product ideation, research, and advisory efforts, helping shape solution concepts, business frameworks, and best practices in areas such as credit risk underwriting, treasury management, and business intelligence.

She began her career in accounting and auditing with Deloitte Haskins & Sells in Malaysia and Australia, before moving into treasury and risk management roles with ANZ Banking Group and Commonwealth Bank of Australia. She later held positions at JPMorgan’s regional office in Singapore and Citibank N.A., where she worked on market and credit risk measurement, treasury operations, and investment banking controls.

Throughout her career, Annie has also supported boutique financial services consulting firms in business solutions development, research, and innovation. She brings a strong understanding of the operational, risk, and governance requirements of financial institutions, particularly in risk underwriting, treasury operations, and financial controls.

Leong Kwok Hung founded Theta in 1999 with a vision to build world-class software from Asia. Bringing together a team of former bankers and technologists in Malaysia, he led the development and successful launch of the region’s first cross-product loan origination platform for retail lending.

After steering the company for more than two decades, Leong has transitioned executive management to a new leadership team and now serves as Advisor. In this capacity, he draws on over 20 years of experience in financial control and technology delivery at global money-centre banks and insurance companies across the UK and Malaysia, providing strategic guidance on business development, partnerships, and the company’s continued growth.

Leong is a member of the Institute of Chartered Accountants in England and Wales and holds a Bachelor’s degree in Computing and Economics from the University of East Anglia, UK.